Quarter Course # Day Date Time Room Fees Instructor
    Winter 2024
    Register early for all classes. 
     (Then you won't be disappointed if your class is full or canceled.)
    All classes are held at the Del Valle Education Center unless otherwise noted.
    "NEW" Homebuying 101 - 1 class

    I will cover what is credit, how to establish and maintain it. The different down payment assistance programs currently available and how to apply for them. The mortgage process and how to get pre-approved. What is homeowners insurance, property taxes and how those play into the pre-approval process and long term payment of your mortgage.

    Anna Kussmaul is a dedicated mortgage loan agent who views her profession as a unique form of financial storytelling. With over 20 years of experience at Stonecastle Mortgage, she excels in narrating the financial tales of her clients, and guides them thru the purchase of their largest financial investment, a new home, with ease.

    266131 M  1/22 7:00-8:30pm  Room 102 Reg $25/Seniors $22.50  Kussmaul
    266135 M  2/26   7:00-8:30pm      Room 102    Reg $25/Seniors $22.50      Kussmaul  
    Estate Planning and Revocable Living Trust Made Simple - 2 classes
    Revocable Living Trusts avoid probate. Did you know that there are different kinds of Revocable Living Trusts? On death, a Trust can be expensive and complicated or simple and economical to administer, depending on which kind you choose. Have your questions answered by a practicing attorney who will explain exactly how Trusts and Wills work in a way that is easy to understand. Mr. McFalone has practiced law in the San Francisco Bay Area for more than 30 years. 
    057531 Th 2/15-2/22 1:30-3:30pm Room 102 Reg $40/Seniors $36 McFalone
    Senior Advisor, George Noceti can be seen on KTVU, ABC, KRON as well as KCBS and KGO radio as a frequent financial news contributor.
    Savvy Social Security Planning for Couples - 1 class         

    Learn how much Social Security you and your spouse stand to receive over your joint lifetime and rules and guidelines for when spouses should apply for benefits. The decisions you make in your 60's can determine the amount of income you or your surviving spouse will have in your 80's or 90's. Two key things you need to know about Social Security survivor benefits. How to avoid mistakes at your Social Security office.

    266130 T 1/16 6:30-8:00pm Room 103 Reg $25/Seniors $22.50  Noceti 
    266139 T  3/5 6:30-8:00pm  Room 102   Reg $25/Seniors $22.50    Noceti
    What Baby Boomers Need to Know About Medicare & Long-Term Care - 1 class
    Baby Boomers are asking: • When do I sign up for Medicare? • What does Medicare cover? • How much does it cost? • Will I need other insurance? • What about long-term care?  At this workshop you will learn: • How Medicare enrollment periods work—and what you need to do to avoid late-enrollment penalties • How much you can expect to pay in health care costs after going onto Medicare • How Medicare works with private insurance to provide comprehensive coverage • Why most people pay too much for private insurance and how you can avoid excess costs • Why you must plan for higher health care costs in retirement—including the possibility of needing long-term care.  You will also receive a copy of The Baby Boomer’s Guide to Savvy Medicare Planning -- a comprehensive reference addressing common questions and issues.
    266137 M  2/6 6:30-8:00pm  Room 102 Reg $25/Seniors $22.50  Noceti 
    No School/Winter Holidays:  1/15, 2/16, 2/19 
    Del Valle Education Center, 1963 Tice Valley Blvd, Walnut Creek